Amartha - Pendanaan UMKM

4.1
5.28K reviews
500K+
Downloads
Content rating
Everyone
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About this app

✨Together with Amartha Give Dreams Equal Opportunities for Equal Prosperity! ✨

MSME actors in villages play an important role in creating a big dream together: equitable prosperity.


Amartha continues to strive to provide equal opportunities for economic access by connecting funders in urban areas with MSME players in thousands of Indonesian villages through innovation and technology.

By the end of 2022, 160 thousand people have funded funding. So Amartha can distribute funds amounting to IDR 10 trillion to more than 1.4 million micro business actors in Indonesia.

We believe, through equal opportunities, the wider community, especially the grassroots community, can realize their dreams to live a better life, to achieve prosperity for all. #ForGreaterPurpose

On the other hand, Amartha can be a step for you to own sustainable financial assets.

Starting with MSME capital from IDR 100 thousand, you can generate weekly passive income with a flat 15% profit per year.
Top-up funding is now also easier with various options ranging from mobile banking, e-wallet, and other options.

Also enjoy various Amartha features that are profitable and make it easier for you to start funding and empower MSMEs to realize Indonesia's prosperity.

Download the application now!

Amartha is Licensed & Supervised by the Financial Services Authority (OJK)
Contact Support:
Email: support@amartha.com
Call Center: 150170
WhatsApp Chat: 0811-19150170


Follow us on:
Instagram: @amarthaid
Youtube: Amartha
Facebook: Amartha
Twitter: @amarthaid
TikTok" @amarthaid

PT. Amartha Micro Fintek
Jl. Ampera Raya No.16, RT.4/RW.4, Cilandak Tim., Kec. Ps. Sunday, South Jakarta City, Special Capital Region of Jakarta 12560
Updated on
Apr 1, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info, and Photos and videos
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
5.21K reviews
Stella Tjoe
February 23, 2024
They've updated the UI, and the UX is now much much better than last year's. I can see my money growing 18-19% in approximately one year, eventhough some of the mitra that I chose seem to stop paying the loan (7 out of 19). Still hoping for more features that can make the UX even better.
9 people found this review helpful
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Danniar Reza Firdausy
January 21, 2022
I suggest for a search feature (with magnifying glass icon) in our portfolio page, it will help us the lender user to find a particular borrower without needing to keep scrolling around. Also for the activity page, please add the borrower's name in every list items, having to click each items to open the detail is not intuitive, I believe the dev team should have this intuition if they also use the app/web.
33 people found this review helpful
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PT. Amartha Mikro Fintek
January 24, 2022
Hi Mr. Danniar, Hope you are doing well today Your feedback will be useful to improve our performance to reach the excellence of customer satisfaction. For additional information, if you'd like to know more about the latest information about Amartha please visit our official website on amartha.com. Thank you so much for your attention.
Riskiana W
April 13, 2023
Worst P2P lending. Not recommended. I decided to stop investing in amartha since The claim insurance process is not transparent. I have to contact many times to the support and until now, the claim insurance still not paid yet. I always got the same answer that they ask me to wait. It's been more than year. They cant be trusted. Apps has many bugs , the customer support really not professional
69 people found this review helpful
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PT. Amartha Mikro Fintek
October 21, 2021
Hi Riskiana W! We apologize for the inconvenience. Like funding on other instruments, funding for Amartha's peer to peer lending is inseparable from the risks involved. lf you need more information portofolio, please contact our CS team at support@amartha.com for further checking.

What's new

✨Harmoni Kesejahteraan untuk Indonesia Merdeka✨

Dengan semangat merdeka, Amartha terus berkembang dan berinovasi menciptakan harmoni dari akar rumput untuk mewujudkan kesejahteraan merata.
Nikmati inovasi terbaru kami!

Danai Mitra Budidaya Ikan dari Rekanan Pendanaan Amartha (eFishery)
Dapatkan tambahan pilihan pendanaan dengan tenor singkat mulai dari 1 bulan dengan bagi hasil hingga 11.5% flat per tahun

Karena, sejahtera merata adalah bagian kemerdekaan Indonesia. #ForGreaterPurpose